Whether it’s in search of the clear blue sea that lines the Mediterranean coast, the stroller’s dream that is Zagreb or the party paradise of Outlook Festival, Croatia is becoming a firm favourite for UK travellers.
So, with that in mind, we’ve put this handy guide together on how to manage your money in Croatia. Confused about whether to use your card or get out cash? Worried there won’t be any ATMS? Scared of offending someone when you try and haggle in a supermarket?
Well, don’t worry. We’ve got you covered.
|Currency in Croatia||Kuna (HRK)|
|Budget Accommodation||£20 – £25 per night for dorm room|
|Bottle of water||£1.15|
Kuna (or KN for short) banknote denominations: 1000 500, 200, 100, 50, 20, 10 and 5
Kuna coins: 5, 2, 1
Lipa coins (there are 100 Lipa in 1 Kuna): 50, 20, 10, 2 and 1
Cash or Card
Although ATMs are widely available throughout Croatia (more on that below), we tend to find that it’s a pretty even split between cash and card use. We found that 53% of WeSwap transactions were made on card, with 47% cash withdrawals. Cards are widely accepted but smaller restaurants, shops and private accommodation owners may only take cash.
ATMs in Croatia
As we said above, ATMs (or Bankomats as they’re known over there) are easy to find all over Croatia. They’re most commonly found in, not surprisingly, banks. But are often in supermarkets, train stations, post offices and airports too. If you just can’t track one down, these store locators for Croatian’s main banks should help:
- Zagrebacka Banka ATM locator
- Hrvatska Poštanska Banka ATM locator
- Primorska Banka ATM locator
- Jadranska Banka ATM locator
The sudden rise in Croatian tourism has seen banks and ATM providers looking to cash in on that sweet tourist dollar, so be aware of fees when you’re withdrawing money.
- (Depending on when you’re reading this) like Britain, Croatia is in the EU but doesn’t use the Euro. However, in touristy areas it’s quite likely you’ll see hotels, hostels and some small services priced in Euros. You may even find some places accept British Pounds and US Dollars. For anything official – think tolls, borders, fines – stick with the Kuna.
- This is something we find ourselves saying over and over, but it’s for a good reason. If you’re given the option to be charged in your own currency or the Kuna. Choose Kuna. If not you’ll be opting in for DCC (or Dynamic Currency Conversion), which can leave you liable to be charged some pretty outrageous exchange rates. Something we’re very against here at WeSwap (hence why we created this helpful quiz on it).
- Unless you’re at a market stall, haggling is a no-no. Like anywhere else in the world, you’ll look rude (and also completely mad) if you start trying to haggle in a supermarket.
- Bok means both hi and bye.