Fees & Limits

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Swap fee2.49%

Please note: Swap fees are charged in the currency you are swapping into. So if you swap GBP 1,000 into USD, the fee will be charged in USD.


Bank transfer fees

Bank transfer incoming (to GBP, EUR, USD via UK Faster payments)£0.15
Bank transfer incoming (from other currencies via SWIFT or Fedwire)£5.00
Bank transfers outgoing (to GBP, EUR, USD)£0.15
Bank transfers outgoing (via local payment to NOK, DKK, SEK, PLN, AUD)£0.40
Bank transfers outgoing (via local payment to SGD, MXN, HUF, CZK, CAD, INR, IDR, MYR)£1.25
Bank transfers outgoing (via local payment to PHP, HKD)£3.00
Bank transfers outgoing (to other currencies via Swift)£5.00


ATM withdrawal fees

Fee charged for any withdrawal amount above £2003. Resets every month.
You may also be charged by the operator of the ATM.


Additional fees

Replacement card£4.95
Chargeback fee£10.00
Administration fee1-
Refund fee£5.00
Inactivity Fee2£2.00
Expired card management fee for no usage4£2.00





Load limits

Max Single load by debit card£3,0003
Max daily load by debit card£5,0003
Max monthly load by debit card£10,0003
Max single load by bank transfer£10,0003
Max annual load amount£50,0003



Max total consolidated balance£10,0003


Daily Spend limits

Max Spend per dayTotal consolidated balance3
Max transactions15
Max ATM withdrawals per day (including balance checks)3
Max ATM withdrawal amount per day£5003


WeSwap to WeSwap send and receive limits

Transfer limit per day (send)£10,0003
Transfer limit per day (receive)£10,0003


Outbound bank transfer limits

Max bank transfers per day£10,0003


1 This fee is chargeable under certain rare circumstances (if you request an additional service from us which we normally do not provide), but we will always notify you in advance if and when the fee applies.

2 Inactivity Fee is chargeable if there is no activity on your Account for a consecutive period of 12 months.

3Values are equivalent to GBP values unless stated otherwise.

4 Expired card management fee on cards with leftover funds, is chargeable on the 13th month after your card has expired.

WeSwap and the WeSwap logo are trademarks of MK Fintech Limited trading as WeSwap.com. The WeSwap card is issued by Monavate Limited, pursuant to license by Mastercard International. Mastercard is a registered trademark of Mastercard International Incorporated. Monavate Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services (FCA Register reference 901097). For further information, please visit weswap.com/legal
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