Rate calculated from XE.com including WeSwap’s 1% 7-day swap fee
Tenerife? New York? Bangkok? Wherever you’re off to, your free WeSwap card can be used instantly in over 180 countries. Anywhere you see the Mastercard logo.
Save up to 90% vs banks and bureaux and get more bang for your buck. Or pounds for euros, dollars for yen. Whatever you need. Plus, set target rates with Smart Swap. If your target’s hit, we’ll swap your money automatically. Simple.
Store money in 18 currencies in the app or online, all in their own digital wallets. Then set up swaps 3 or 7 days in advance to get even better rates. Flight in a few hours? No problem. You can swap instantly too.
Think you’ve lost your card? Lock it in-app while you look – then unlock it when you find it. Actually lost your card? No worries. We use high level encryption and monitoring to keep your money secure. 24/7, worldwide.
Built by travellers, for travellers, the WeSwap app lets you track your spending, send money to fellow WeSwappers, even tag business expenses.
Did we mention it’s free?
Cards can get lost, ATMs can go down. It never hurts to have a bit of cash in your pocket or stashed in your hotel safe, just in case something goes wrong. We can help with that too.
Unused currency sat at home? Send your notes to us and have them put straight onto your WeSwap card.
We can help you out if your flight’s delayed, cancelled or if you miss a connection. It’s instantaneous and completely automatic, you don’t even need to file a claim. As soon as there’s a problem, you’ll be compensated.
So you can wait out your delay shopping in duty free or in an airport lounge with your feet up and a drink in your hand.
All powered by two of the biggest names in holiday cover, Axa and Setoo.
FIND OUT MORE
WeSwap is an Introducer Appointed Representative (IAR) under Setoo Ltd. (FRN: 765244).
Setoo Ltd is directly authorised and regulated by the Financial Services Authority (FCA), authorisation number 832644.
Your card should arrive within 3-5 working days in the UK, or within 10 days if you live outside the UK. Your card will be in a plain envelope with no WeSwap branding – this is for security – so keep a lookout for it!
GBP – pound
EUR – euro
DKK – Danish krone
NOK – Norwegian krona
SEK – Swedish krona
USD – United States dollar
CHF – Swiss franc
AUD – Australian dollar
CAD – Canadian dollar
HUF – Hungarian forint
HKD – Hong Kong dollar
JPY – Japanese yen
NZD – New Zealand dollar
PLN – Polish zloty
SGD – Singapore dollar
ZAR – South African rand
TRY – Turkish lira
ILS – Israeli shekel
WeSwap card cost: Zero. Zip. Zilch.
Swap fees: Swap between our 18 wallet currencies and pay the following fees:
7 Day Swap – 1.0%
3 Day Swap – 1.3%
Instant Swap – 2.0%
You can also use your card instantly in over 180 countries. So don’t worry if the currency you need isn’t in the app. There’s a 2% fee for these transactions.
ATM Fees: See here for all our withdrawal fees.
You may be charged fees by an ATM, so keep an eye out. They should let you know before you complete your transaction.
Lost card replacement fee: £4.95 (or equivalent in another currency).
Refund fee: £5 for a bank or debit card transfer.
You can only set up swaps in the app or web dashboard between 18 currencies.
However, your card can still be used instantly to spend in over 150 currencies (we call these Global Currencies). Just load your home currency wallet and use your card like a regular debit card, wherever you see the Mastercard logo. We’ll make the swap instantly as soon as you make a transaction.
You can find out more about how spending in Global Currencies works here.
We make it easy at WeSwap.
Click on the sign up button found on any of our pages or download the app.
Follow the prompts to create your account. This should only take 2-3 minutes.
Usually, we verify your account automatically. You’ll get an email with a link to click and you’re good to go.
Once verified, we’ll send your WeSwap card out. It should arrive within 3-5 working days in the UK, or within 10 days if you live outside the UK. Your card will be in a plain envelope with no WeSwap branding – this is for security – so keep a lookout for it!
You don’t need to wait for your travel money card to start using your account. You can load and swap while you wait to put your card straight to use when it arrives.
If we’re unable to validate your account automatically, we will ask you to provide some documentation – but this is only required for a very small number of people.