Get £10 for your first trip

Join WeSwap and you’ll get £10 as soon as you top up your account with £50 or more. T&Cs apply.

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It only takes 5 minutes

By continuing you agree to our Terms & Conditions

What we do

✔️ A contactless Mastercard® that works in over 180 countries
✔️ An easy to use app to monitor your money as you go
✔️ Savings of up to 90% vs banks and bureaux on your travel money
✔️ Free cash withdrawals over £200

How much could you save?

Order your free card

How does it work?

Easy top ups

Top up your card in seconds in the app or online. Use your debit card, a bank transfer, Apple Pay or Google Pay. Store money in 18 currencies in the app or online, all in their own digital wallets.
Easy swaps

Set up swaps in advance to get our best rates. Flight in a few hours? No problem. You can swap instantly too. Whenever you need another currency, we’ll find you other travellers to swap with.
Easy spending

Use your card wherever you see the Mastercard® logo, in over 180 countries. Then use the app to track your spending, send money, even block your card if you lose it.

Why WeSwap?

A card that works wherever you are

Tenerife? New York? Bangkok? Wherever you’re off to, your free WeSwap card can be used instantly in over 180 countries. Anywhere you see the Mastercard logo.
More money, less stress, happy travels

Save up to 90% vs banks and bureaux and get more bang for your buck. Or pounds for euros, dollars for yen. Whatever you need. Plus, set target rates with Smart Swap. If your target’s hit, we’ll swap your money automatically. Simple.
Carry 18 wallets at once

Store money in 18 currencies in the app or online, all in their own digital wallets. Then set up swaps 3 or 7 days in advance to get even better rates. Flight in a few hours? No problem. You can swap instantly too.
Safe, secure, protected

Think you’ve lost your card? Lock it in-app while you look – then unlock it when you find it. Actually lost your card? No worries. We use high level encryption and monitoring to keep your money secure. 24/7, worldwide.
Monitor your money as you go

Built by travellers, for travellers, the WeSwap app lets you track your spending, send money to fellow WeSwappers, even tag business expenses.

Get the app

What do I need to know?

How long will my WeSwap card take to arrive?

Your card should arrive within 3-5 working days in the UK, or within 10 days if you live outside the UK. Your card will be in a plain envelope with no WeSwap branding – this is for security – so keep a lookout for it!

What currencies can I swap into?

GBP – pound
EUR – euro
DKK – Danish krone
NOK – Norwegian krona
SEK – Swedish krona
USD – United States dollar
CHF – Swiss franc
AUD – Australian dollar
CAD – Canadian dollar
HUF – Hungarian forint
HKD – Hong Kong dollar
JPY – Japanese yen
NZD – New Zealand dollar
PLN – Polish zloty
SGD – Singapore dollar
ZAR – South African rand
TRY – Turkish lira
ILS – Israeli shekel

Are there fees?

WeSwap card cost: Zero. Zip. Zilch.

Swap fees: Swap between our 18 wallet currencies and pay the following fees:

7 Day Swap – 1.0%
3 Day Swap – 1.3%
Instant Swap – 2.0%

You can also use your card instantly in over 180 countries. So don’t worry if the currency you need isn’t in the app. There’s a 2% fee for these transactions.

ATM Fees: Any withdrawal over £200/$200/€200 are free of charge

Anything less than that will cost £1.50/€1.75/$2.25. See here for all our withdrawal fees in other countries.

You may be charged fees by an ATM, so keep an eye out. They should let you know before you complete your transaction.

Lost card replacement fee: £4.95 (or equivalent in another currency).

Refund fee: £5 for a bank or debit card transfer.

Can I only spend in 18 currencies?

You can only set up swaps in the app or web dashboard between 18 currencies.

However, your card can still be used instantly to spend in over 150 currencies (we call these Global Currencies). Just load your home currency wallet and use your card like a regular debit card, wherever you see the Mastercard logo. We’ll make the swap instantly as soon as you make a transaction.

You can find out more about how spending in Global Currencies works here.

Great, how do I order the card?

We make it easy at WeSwap.

Click on the sign up button found on any of our pages or download the app.

Follow the prompts to create your account. This should only take 2-3 minutes.

Usually, we verify your account automatically. You’ll get an email with a link to click and you’re good to go.

Once verified, we’ll send your WeSwap card out. It should arrive within 3-5 working days in the UK, or within 10 days if you live outside the UK. Your card will be in a plain envelope with no WeSwap branding – this is for security – so keep a lookout for it!

You don’t need to wait for your travel money card to start using your account. You can load and swap while you wait to put your card straight to use when it arrives.

If we’re unable to validate your account automatically, we will ask you to provide some documentation – but this is only required for a very small number of people.