Fees are charged in the currency you are swapping into. So if you wish to swap GBP 1,000 into USD, the fee will be charged in USD.
|3 Day Swap||1.3%|
|7 Day Swap||1.0%|
A swap that completes earlier than requested will always be charged at the original swap fee.
* For all users who registered prior to 08/05/2017, the instant and Smart Swap fee is 1.4%
NB: if you make a transaction in a currency other than those listed here, the instant 2% swap fee will apply to all users irrespective of when they registered.
|Expired Card Management fee for no usage⁴||£2|
| 2.5% fee charged for any withdrawal amount above the £250⁵. |
Resets every month.
You may also be charged by the operator of the ATM.
|Min load||£10 / €15 / NKr100 / SKr100 / DKr100|
|Max Single load||£3,000⁵|
|Max daily load attempts||5|
|Max annual load amount||£25,000⁵|
|Max total balance||£6,000⁵|
|Monthly transfer limit (send)||£2,000⁵|
|Monthly transfer limit (received)||£2,000⁵|
|Max ATM withdrawal amount||£500⁵|
|Max ATM withdrawals (including balance checks)||2|
|Max ATM withdrawal amount (reset every 7 days)||£400⁵|
|Max daily ATM withdrawals (including balance checks)||2|
|Max daily transactions||15|
Domestic and outside of our 18 wallet currencies limits are reset on the 1st, 8th, 15th, 22nd and 29th of each month (as applicable).
|Min Swap Amount||£5 / €6 / $7.50 / ₺20 / ₪20 / DKr 50 / SKr 50 / NKr 50 / NZ$10 / zł25 / S$10 / R100 / A$10 / C$10 / CHF10 / HK$100 / Ft2000 / ¥1000|
¹ Fee is chargeable under certain rare circumstances (if you request an additional service from us which we normally do not provide), but we will always notify you in advance if and when the fee applies.
² Fee for residents of the Republic of Ireland only. To be deducted from the balance on the account, or from the first load of the year.
³ Inactivity fee is chargeable if there is no activity on your Account for a consecutive period of 12 months.
⁴ Expired Card Management fee for no usage – starts 12 months after expiry. Applied per month on expired cards with leftover balances.
⁵ Values are equivalent to GBP values unless stated otherwise.